Student Loan
Student Loan
7.5% (APR 7.76%)
College life can be stressful, not to mention expensive. We can help make your college experience an enjoyable one. Have a chat to us today about an affordable Student Loan.
Affordable Student & Education Loans from Premier Credit UnionTake the stress out of school and college expenses
Whether you’re buying new schoolbooks, uniforms, laptops, or covering tuition and accommodation costs, we know education can put a strain on your finances. That’s why Premier Credit Union offers a Student/Education Loan that’s built around your needs:
Why choose our Student/Education Loan?
- ✅ Flexible repayment options
- ✅ No transaction fees
- ✅ Free loan protection insurance (terms and conditions apply)
- ✅ Fast and simple application
- ✅ Available to students, parents, and apprentices
“Our mission is to support our members in managing education costs without added financial pressure,” – Brian King, CEO
The latest ILCU Back to School Survey (2025) shows:
- Parents are spending over €1,450–€1,560 per child
- 1 in 3 parents go into debt to cover back-to-school costs
- Over a third have to leave out essential school items
We're here to make sure that doesn't happen to you.
How to Apply:
📞 Call us at 0504 91700🌐 Apply online at www.premiercu.ie or through our app!
🧾 Not a member? You can join and apply in one go!
- Quick decisions
- Free loan insurance*
- No penalties for early repayment
How much can I borrow?
€75,000 - no minimum membership period.
How much interest will I pay?
Check out our loan rates in a loan calculator below.
How do I apply?
In order to apply for your loan, you can log in to your Online Banking Account and apply by selecting loan application.
Not a member? If you’re not a member you can join us and apply today. *For security and peace of mind we offer free Loan Protection Insurance.**All loans are based on the ability to repay, not on your savings.
*Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. **Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
Premier Credit Union will process your personal data when you apply for a loan with us. Our Loans Data Protection Statement provides more information.
